The Owner Digital School


The Owner Coaching is all about empowering individuals to take control of their financial future through real estate investing.

We're not just a coaching service; we're a movement. We're here to break down barriers, build up confidence, and guide our clients to become masters of their own destinies.

Mastering Real Estate Investing:
From Renovation to Financial Freedom

Sofia Young

Module 1: Introduction to Real Estate Investing

Emma Johnson

Module 2: Renovating One to Four Units

Ava Thompson

Module 3 – Scaling Up: Building One to Four Units for Maximum Impact

Liam Carter

Module 4 – Efficiency is Key: Mastering Time and Resource Management in Real Estate

Sofia Young

Module 5 – Mastering the Money Game: Financial Strategies for Real Estate Success

Emma Johnson

Module 6 – Unlocking Wealth: Mastering Refinancing and Equity Extraction

Ava Thompson

Module 7 – Structuring Your Business and Building Credit

Liam Carter

Module 8 – Building Your Dream Team: Working with Professionals for Real Estate Success

Sofia Young

Module 9 – DIY vs. Turnkey Solutions: Choosing Your Investment Path

Emma Johnson

Module 10 – Exclusive Resources and Discounts: Unlocking Your VIP Advantage

Ava Thompson

Module 11 – Mastering Section 8 Housing: The Investor’s Blueprint for Guaranteed Rental Income

Liam Carter

Module 12 – Marketing Your Property: The Blueprint for Maximum Visibility & Profit

Sofia Young

Module 13 – Opening a Group Home: From Vision to Reality

Emma Johnson

Module 14 – Short-Term Rentals from Start to Finish

Ava Thompson

Module 15 – Leveraging AI & Building an Unstoppable Team

Liam Carter

Module 16 - Protecting Your Assets: Private Trusts, Land Trusts & Estate Planning

Glossary of Terms – The Owner Course

Module 1: Introduction to Real Estate Investing


Real Estate Investing – Buying, owning, or managing property to generate income or profit.

Cash Flow – The money left after all expenses are paid from rental income.

Equity – The value of ownership in a property after subtracting the mortgage.

Appreciation – The increase in property value over time.

Leverage – Using borrowed money to buy property and increase investment potential.

Module 2: Funding Your Real Estate Investments


Hard Money Loan – A short-term loan from private lenders, usually for renovations.


Private Investors – Individuals who lend money for real estate deals in exchange for returns.


BRRRR Strategy – Buy, Rehab, Rent, Refinance, Repeat—a method to grow wealth.


Debt-to-Income Ratio (DTI) – A measure of a borrower’s ability to repay loans.


Loan-to-Value Ratio (LTV) – A metric that compares a loan amount to a property’s value.

Module 3: Building One to Four Units


Zoning Laws – Local regulations dictating what can be built on a property.


Site Selection – Choosing a location based on demand, zoning, and growth potential.


General Contractor (GC) – The person overseeing construction and hiring subcontractors.


Vacant Lot Strategy – Buying land that previously had a home to reduce costs.

Module 4: Maximizing Your Time and Resources


Eisenhower Matrix – A time-management tool for prioritizing urgent and important tasks.


Automation – Using technology to complete repetitive tasks with minimal effort.


Delegation – Assigning tasks to others to focus on high-value activities.


Resource Allocation – Efficiently distributing money, materials, and manpower.

Module 5: Financial Strategies for Real Estate Investors


Traditional Financing – Bank loans, mortgages, or credit lines for real estate.


Non-Traditional Financing – Hard money loans, private lending, or crowdfunding.


NOI (Net Operating Income) – The income a property generates after operating expenses.


1031 Exchange – A tax-deferred way to reinvest profits into another property.

Module 6: Refinancing and Equity Extraction


Refinancing – Replacing an existing mortgage with a new one, often with better terms.


Cash-Out Refinance – A new loan where the owner receives cash based on home equity.


Home Equity Line of Credit (HELOC) – A flexible loan allowing borrowing against home equity.

Module 7: Structuring Your Business and Building Credit


LLC (Limited Liability Company) – A business structure that protects personal assets


Business Credit – Credit built under a business name, separate from personal credit.


EIN (Employer Identification Number) – A tax ID number required for business credit.

Module 8: Working with Professionals


Real Estate Agent – A licensed professional who helps buy and sell properties.


Contractor – A professional managing property repairs and renovations.


Attorney – A legal professional handling contracts, disputes, and property law.


Accountant – A financial expert managing tax filings and investment reports.

Module 9: DIY vs. Turnkey Solutions


DIY (Do-It-Yourself) Investing – Managing property personally, including renovations and tenant screening.


Turnkey Investing – Buying a fully renovated, tenant-occupied property for passive income.


Cost-Benefit Analysis – A breakdown of costs vs. benefits when deciding on an investment strategy.

Module 10: Exclusive Resources and Discounts


Industry Reports – Market trend analysis used to make informed decisions.


Networking – Building connections with investors, lenders, and professionals.


Mastermind Group – A small, focused group of investors who share ideas and strategies.

Module 11: Mastering Section 8 Housing


Section 8 (Housing Choice Voucher Program) – A federal program helping low-income families afford housing.


Housing Authority – The government agency managing Section 8 applications and payments.


Rent Reasonableness Test – An evaluation ensuring Section 8 rent aligns with local market rates.

Module 12: Marketing Your Property


SEO (Search Engine Optimization) – Optimizing listings to appear higher in online searches.


Staging – Arranging furniture and decor to make a property look appealing.


Social Proof – Using reviews and testimonials to attract potential tenants

Module 13: Opening a Group Home from A to Z


Group Home – A residential facility providing care for individuals with special needs.


Licensing Requirements – Legal certifications required to operate a group home.


Community Outreach – Connecting with local agencies to find residents for a group home.

Module 14: Short-Term Rentals from Start to Finish


Dynamic Pricing – Adjusting nightly rates based on demand and competition.


Guest Experience – Enhancing stays through customer service, amenities, and clean spaces.


Property Management Software – Digital tools that automate bookings, pricing, and maintenance.

Module 15: Leveraging AI and Building a Strong Team for Success


AI (Artificial Intelligence) – Technology that automates tasks and decision-making.


Chatbot – A tool that provides automated responses to customer inquiries.


Predictive Analytics – AI-driven forecasts for property value trends and market shifts.